Post Modern, Intelligent , Integrated Technology Products for Debt Management & Recovery

CreditNirvana’s end-to-end, fully compliant debt management platform connects Debt servicing, collections, legal, recovery, and customer follow-ups in one complete platform.

By automating operational processes, extracting insights with advanced analytics, and offering personalized experiences, CreditNirvana’s solutions improve efficiency while increasing revenue and customer satisfaction.

Innovative Products , Rapid Value Creation, Proven Impacts

Category creator providing end-to-end debt management solutions leveraging proven ML engine and Technology Architecture. One-stop market-fit platform leading to proven value creation for clients by replacing legacy players

Debt Management Products

CreditNirvana provides  suites of integrated AI-based Debt Management products for ​Consumer & Commercial Finance, Asset Reconstruction Companies, Insurance, Telecom, ​Utilities, and Healthcare, which can improve your overall collection rates and lower bounce ​rates with a significant reduction of collection costs.

RoboCollection – NLP Driven Omnichannel & Multilingual Digital Collection

Call Centre Automation

ML & Rule-based Customer Allocation

Field Collections & GPS Enabled Field Mobile App

Agency/Vendor Management

Legal Process Automation

Repossession

Settlement

RoboCollection – NLP Driven Omnichannel & Multilingual Digital Collection

Call Centre Automation

ML & Rule-based Customer Allocation

Field Collections & GPS Enabled Field Mobile App

Agency/Vendor Management

Legal Process Automation

Repossession

Settlement

Product Platform Solutions

image

Our ML driven sequential delinquency prediction is going beyond traditional Early Warning Systems with dynamic long-term cash flow prediction.

CreditNirvana – EWE has been built using a great number of structured and unstructured data sets and is leveraging advanced statistical models to provide real-time and dynamic early warning signals specifically for collections.

image

DecisionCollect provides both NLP Driven micro-segmentation based on payment behavior as well as personalized follow-up actions & recommendations. Together with preferred communication channels & convenient date/time and communication content.

And dynamically recommends a personalized, collection treatment based on deep tech behavioral segmentation using structured and unstructured data.

image

RoboCollect automatically executes follow-up actions via all digital channels including Text, WhatsApp, Bots, Messenger, E-mail, and Robo Call.

image

Integrated with Digital Payment gateways, PayEngine facilitates end-to-end payment collection including reconciliation, settlements etc.

Industry Specific Products

Financial Services

CreditNirvana assists Financial and Asset Reconstruction Companies in Analytics-Driven, end-to-end Debt Management and Execute Personalized Digital Collection Services for Borrowers in the Public, Private and Social sectors.

Insurance

CreditNirvana provides strategic and tactical consulting services to help Life insurance, General insurance, and investment services companies with improving their renewal retention / Persistence and communication strategies to assist in improving customer relationships and NPS

Telecom

CreditNirvana provides a suite of mobile operator financial reporting and billing analytics solutions, to help manage liquidity as well as reduce risk. CreditNirvana helps to extend the existing solution to improve bill collections for mobile operators and facilitate timely collections to help manage cashflows while red flags would help determine potential losses

Healthcare

CreditNirvana has been helping subscription-based media platforms to improve their customer relationship and timely subscription payments over the last few years. Our service includes a combination of credit risk assessment, marketing, and product planning, and building strong relationships with our partners

Utilities

CreditNirvana’s Platform assists Utility service providers with efficient bill collections. Its software-based initiative allows utilities to update customers’ accounts in real-time, allowing for accurate collection of unpaid bills and enabling a much more streamlined billing process

Mutual Funds

The platform enables Asset Management Companies to track and manage SIP investments, and also improves collections through automated reminders and follow-ups. This in turn helps the AMCs to improve cash flow and maintain better liquidity

Financial Services

CreditNirvana assists Financial and Asset Reconstruction Companies in Analytics Driven, end to end Debt Management and Execute Personalized Digital Collection Services for Borrowers in Public, Private and Social sectors.

Insurance

CreditNirvana provides strategic and tactical consulting services to help Life insurance, General insurance and investment services companies with improving their renewal retention / Persistence and communication strategies to assist in improving customer relationships and NPS

Telecom

CreditNirvana provides a suite of mobile operator financial reporting and billing analytics solutions, to help manage liquidity as well as reduce risk. CreditNirvana helps to extend existing solution to improve bill collections for mobile operators, and facilitate timely collections to help manage cashflows while red flags would help determine potential losses

Healthcare

CreditNirvana has been helping subscription-based media platforms to improve their customer relationship and timely subscription payments over the last few years. Our service includes a combination of credit risk assessment, marketing and product planning, and building strong relationships with our partners

Utilities

CreditNirvana’s Platform assists Utility service providers with efficient bill collections. Its software-based initiative allows utilities to update customers’ accounts in real time, allowing for accurate collection of unpaid bills and enabling a much more streamlined billing process

Mutual Funds

The platform enables Asset Management Companies to track and manage SIP investments, and also improves collections through automated reminders and follow-ups. This in turn helps the AMCs to improve cash flow and maintain better liquidity

Compliance and Data Security

CreditNirvana data security and IT policies are designed to provide the highest level of protection for your customer’s personal data.

Data Security

Data Security

All information is stored in secure data centers that are ISO 27001 compliant. All data is stored in encrypted form, at rest, and is encrypted in transit.

Secure Facility

Secure Facility

A secure physical office environment with strict document retention and funds management procedures is in place.

Monitoring and Logging

Monitoring and Logging

Our systems’ security and performance are constantly monitored by an extensive network of surveillance systems. Changes to our infrastructure, software, and data are monitored, logged, and regularly reviewed.

End to End ML
Collection
As a Service

Let’s help you with a FREE trial offer to help you boost Cash Flow during this challenging time. Contact us through the links below and a representative will be in touch.