AI Governance in Lending: Closing the Adoption Gap

Lenders are adopting AI faster than they’re governing it. RBI’s own governor has now said so directly. Here’s what real AI governance in lending actually requires, and why the gap is closing whether lenders are ready or not.

Why NBFCs Are Pulling Back From Unsecured Lending, and What It Means for Collections Strategy

For most of the last five years, the growth story in Indian NBFC lending was unsecured credit. Personal loans, consumer durable loans, and small-ticket digital credit grew far faster than the system average, and NBFCs led that growth. That story is changing in front of us, and the change is visible in the data, not […]